Financial Regulation News

Financial regulation has always been a well-covered and hotly debated topic, but it came into sharper focus during the 2008 financial crisis. That remains to this day which is why Wiser created the financial regulation news email. It is a daily digest of the best articles from around the web delivered to your inbox every day. Financial regulation news covers both the actions of regulators, as well as the debates and policy decisions that bring the regulations into place. All modern economies in the world operate a form of financial regulation to control and restrict the actions of financial institutions. This is done to protect the wider economy and preserve the integrity of the system, which in turn creates confidence and trust. In the United States, there are financial regulators at every level of government. At the top of the tree is the Federal Reserve but there are also state regulators and others. The challenge is to create a system that encourages growth and the pursuit of prosperity, while safeguarding the financial system and individual Americans. You can stay up-to-date with all developments when you register for the Wiser financial regulation news email.

Recent Financial Regulation News Coverage
 
Your Weekly Recommendations Tuesday, September 19, 2017
 
Recommended for you
U.S. Officials Promise Revamped Derivatives Rules
The Wall Street Journal • Gabriel T. Rubin
Dick Bove: Why the bulls are 'so wrong' about bank stocks
CNBC • Richard X. Bove
30 Years After 'Black Monday,' Has Wall Street Learned Its Lesson?
WBUR • Npr, Wbur
​Commonwealth Bank selects Garmin Pay over Apple Pay
Smart Planet
Sabine Lautenschläger: Regulation, supervision and market discipline – striking a balance
European Central Bank
Accenture sees 'secular downward' trend in bank fees
Reuters • Guillermo Parra-Bernal
Magic Money
Seeking Alpha • Kurt Dew
Banking agencies propose changes to CRA definitions
American Banker • Lalita Clozel
Northern Rock
BBC • Dominic O'Connell
What critics of fintech ILC bids aren’t saying
American Banker • Aron Betru
 
Recommended for You
Finance, Financial Regulation
U.S. Officials Promise Revamped Derivatives Rules
The Wall Street JournalGabriel T. Rubin
WASHINGTON—Postcrisis derivatives rules should be revised to reflect how markets are functioning nearly a decade after the financial meltdown, senior Trump administration and regulatory officials told an industry gathering on Monday. Policy makers should assess whether rules governing swaps trading, clearinghouses and...
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Bank Regulation, Banking
Dick Bove: Why the bulls are 'so wrong' about bank stocks
CNBCRichard X. Bove
In late February, early March, a debate developed concerning what factors actually drive bank stock prices. The vast majority in that debate argued that an increase in interest rates, positive stress tests, high levels of stock buybacks, easing banking regulations, and a...
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Bank Regulation, Federal Reserve
30 Years After 'Black Monday,' Has Wall Street Learned Its Lesson?
WBURNpr, Wbur
On Oct. 19, 1987, the stock market fell 22.6 percent, the largest single-day loss in Wall Street history. Though the day became known as "Black Monday," many of the details of what happened have been lost to history. New York Times financial...
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Apple Inc, Bank Regulation
​Commonwealth Bank selects Garmin Pay over Apple Pay
Smart Planet
The Commonwealth Bank of Australia has parked its Apple Pay push and turned to Garmin instead.
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Bank Regulation, Banking
Sabine Lautenschläger: Regulation, supervision and market discipline – striking a balance
European Central Bank
Statement by Sabine Lautenschläger, Member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB, at a conference hosted by the Financial Stability Institute, 18 September 2017, Basel Almost nine years ago to the day, the...
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Accenture, Bank Regulation
Accenture sees 'secular downward' trend in bank fees
ReutersGuillermo Parra-Bernal
SAO PAULO () - Bank’s services fees face “secular downward” pressure in the long run, which will drive lenders back toward credit transactions whose margins are resilient to competition and new technologies, a senior executive at management consultants Accenture Plc (ACN.N) said....
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Bank Regulation, Bank of America
Magic Money
Seeking AlphaKurt Dew
Summary Imaginary assets are created in every dealer-to-dealer interest rate swap trade. This is the source of “magic money.”. Disagreement about valuation is the reason for transactions. But healthy markets resolve the dispute at the market close daily. OTC derivative markets never...
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Bank Regulation, Currencies
Banking agencies propose changes to CRA definitions
American BankerLalita Clozel
WASHINGTON — The three federal prudential bank regulators on Wednesday proposed revising certain definitions in Community Reinvestment Act regulations to stay aligned with a recent rule from the Consumer Financial Protection Bureau. Under the proposal, the Federal Deposit Insurance Corp, Office of...
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Bank Regulation, Banking
Northern Rock
BBCDominic O'Connell
In the summer of 2007, Newcastle had much to look forward to. The Toon - Newcastle United - had a new owner, the billionaire retail tycoon Mike Ashley, and much was expected under the management of Sam Allardyce. The performance of the...
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Commercial Banking, Federal Reserve
What critics of fintech ILC bids aren’t saying
American BankerAron Betru
The bids by tech firms Social Finance and Square for industrial loan company charters and federal deposit insurance have rekindled debate over two questions: What is the appropriate regulatory oversight for industrial loan companies, and should fintech platforms be allowed to compete...
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