Financial Regulation News

Financial regulation has always been a well-covered and hotly debated topic, but it came into sharper focus during the 2008 financial crisis. That remains to this day which is why Wiser created the financial regulation news email. It is a daily digest of the best articles from around the web delivered to your inbox every day. Financial regulation news covers both the actions of regulators, as well as the debates and policy decisions that bring the regulations into place. All modern economies in the world operate a form of financial regulation to control and restrict the actions of financial institutions. This is done to protect the wider economy and preserve the integrity of the system, which in turn creates confidence and trust. In the United States, there are financial regulators at every level of government. At the top of the tree is the Federal Reserve but there are also state regulators and others. The challenge is to create a system that encourages growth and the pursuit of prosperity, while safeguarding the financial system and individual Americans. You can stay up-to-date with all developments when you register for the Wiser financial regulation news email.

Recent Financial Regulation News Coverage
 
Your Weekly Recommendations Monday, February 19, 2018
 
Recommended for you
Black and Latino mortgage borrowers still face subtle discrimination at the bank
Christian Science Monitor • Aaron Glantz, Emmanuel Martinez
Court of Appeals Decision: Managers of Open-Market CLOs Not Subject to Dodd-Frank Risk Retention
The National Law Review • Cadwalader, Taft Llp, Wickersham
Struggle for black and Latino mortgage applicants suggests modern-day redlining
PBS • Pbs Newshour
U.S. Bank Cited by Federal Authorities for Lapses in Money Laundering
The New York Times • Emily Flitter
Prudential pushes Trump officials to loosen oversight
The Hill • Sylvan Lane
The big bank crisis: Who is to blame?
The Economic Times of India
Overnight Finance: Lawmakers, Treasury look to close tax law loopholes | Trump says he backs gas tax hike | Markets rise despite higher inflation | Fannie Mae asks for $3.7B
The Hill • Sylvan Lane
Bank Of The Ozarks: Dynamite Comes In Small Packages
Seeking Alpha • Ray Merola
One road: China super-regulator urged to unify rule-making
Risk.net • Blake Evans-Pritchard
A Very Depressing Interview
Seeking Alpha • Scott Sumner
 
Recommended for You
Barack Obama, Credit Cards
Black and Latino mortgage borrowers still face subtle discrimination at the bank
Christian Science MonitorAaron Glantz, Emmanuel Martinez
February 16, 2018 Philadelphia—Jonathan Jacobs had almost no savings, a modest income, and a credit report marred by a disputed cellphone bill. But he easily bought a newly renovated row house in Point Breeze, a South Philadelphia neighborhood that's historically African-American. "It...
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Financial Regulation, Financial Regulatory Bodies
Court of Appeals Decision: Managers of Open-Market CLOs Not Subject to Dodd-Frank Risk Retention
The National Law ReviewCadwalader, Taft Llp, Wickersham
Introduction On February 9, 2018, a three-judge panel of the U.S. Court of Appeals for the District of Columbia Circuit unanimously ruled in favor of the Loan Syndications and Trading Association (“LSTA”) in its lawsuit against the Securities and Exchange Commission (“SEC”)...
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Financial Regulation, Mortgages
Struggle for black and Latino mortgage applicants suggests modern-day redlining
PBSPbs Newshour
Ten years since the economic recession, lending has returned for many Americans. Yet the gap between white and black homeownership is wider now than it was in 1960, with signs of modern-day redlining showing up across the country. Special correspondent Aaron Glantz...
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Bank Regulation, Credit Cards
U.S. Bank Cited by Federal Authorities for Lapses in Money Laundering
The New York TimesEmily Flitter
U.S. Bank, the fifth-largest commercial bank by assets in the United States, was charged by the federal authorities on Thursday with failing to guard against illegal activity and, in at least one instance, even abetting it. The Justice Department accused U.S. Bank,...
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Economic Policy, Federal Reserve
Prudential pushes Trump officials to loosen oversight
The HillSylvan Lane
The sole insurance company subject to stricter federal oversight under the Dodd-Frank Act is pushing Washington to set it loose. Prudential Financial is asking an interagency group of regulators to strip its designation as a “systemically important” nonbank financial institution. The insurance...
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Banking, Bank Regulation
The big bank crisis: Who is to blame?
The Economic Times of India
The problems in the banking sector are only getting bigger and murkier with each passing day. As RBI tightens the screws on banks, unveiling a stricter surveillance framework for resolution of NPAs, one of India’s top PSU banks, Punjab National Bank, says...
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Federal Reserve, Financial Regulation
Overnight Finance: Lawmakers, Treasury look to close tax law loopholes | Trump says he backs gas tax hike | Markets rise despite higher inflation | Fannie Mae asks for $3.7B
The HillSylvan Lane
THE BIG DEAL: Lawmakers and regulators are trying to fix some unintended consequences of the GOP tax bill enacted last month. The Treasury Department is working on a way to prevent hedge funds from exploiting a loophole in the new way the...
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Banking, Bank of America
Bank Of The Ozarks: Dynamite Comes In Small Packages
Seeking AlphaRay Merola
Summary Rising rates and a robust economy often present a bonanza for bank investors. Sure, the mega-banks offer opportunity; however, some smaller banks may offer even more upside. Bank of the Ozarks is a small bank with big aspirations. A unique business...
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Economic Policy, Financial Regulation
One road: China super-regulator urged to unify rule-making
Risk.netBlake Evans-Pritchard
China’s celebrated One Belt, One Road initiative aims to overhaul the nation’s trading infrastructure, and connect China more efficiently with its neighbours. Financial market participants might be wishing for a One Regulator initiative to help solve years of different and sometimes conflicting...
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Banking, Bank Regulation
A Very Depressing Interview
Seeking AlphaScott Sumner
David Beckworth has an excellent interview with The President and VP of the Minneapolis Fed. I did a post on the portion of the podcast that interviewed Neel Kashkari, over at Econlog. Here I'll address the part where David interviewed VP Ron...
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